Insurance is a contractual agreement between you and an insurance provider. You pay a regular premium, and in exchange, the insurer provides financial protection against specified risks such as accidents, theft, or illness.

Why do I need insurance?

Insurance is essential for safeguarding yourself against unforeseen financial burdens. It provides coverage for various scenarios including vehicle accidents, damage to property, health emergencies, or loss of life.

What types of insurance do you offer?

Our comprehensive insurance offerings include: home, auto, boat, RV, ATV and UTV, motorcycle, dwelling, manufactured home, flood, classic and collector car, golf cart, travel trailer/camper, life insurance, business owner policies, commercial property, commercial insurance policies, and farm insurance.

FAQs | Hicks Insurance Agency | Michigan, Ohio, and Indiana

What is insurance?
Insurance is a contractual agreement between you and an insurance provider. You pay a regular premium, and in exchange, the insurer provides financial protection against specified risks such as accidents, theft, or illness.
Why do I need insurance?
Insurance is essential for safeguarding yourself against unforeseen financial burdens. It provides coverage for various scenarios including vehicle accidents, damage to property, health emergencies, or loss of life.
What types of insurance do you offer?
Our comprehensive insurance offerings include: home, auto, boat, RV, ATV and UTV, motorcycle, dwelling, manufactured home, flood, classic and collector car, golf cart, travel trailer/camper, life insurance, business owner policies, commercial property, commercial insurance policies, and farm insurance.